Frequently Asked Questions

Bartholm Trade analyzes your company's cash positions, receivables, payables, and forecasted flows to recommend how idle capital should be allocated across short-term instruments and operational buffers. The goal is to keep working capital productive without compromising day-to-day liquidity needs.

Yes. Our models and reporting structures are designed around the cash management realities of small and mid-sized German businesses, including typical banking relationships, invoicing cycles, and treasury constraints common in this market.

The system continuously ingests account balances, transaction patterns, and forward-looking commitments, then applies forecasting logic to identify excess liquidity and surface allocation options. Recommendations are updated as new data arrives, not generated from a single static snapshot.

No. Bartholm Trade is designed to work alongside your existing banking relationships. It connects to your financial data sources to build a consolidated view, rather than requiring you to migrate accounts or switch providers.

Onboarding time varies depending on the complexity of your account structure and how many data sources need to be connected. Most teams move from initial setup to a working liquidity view within a short, guided implementation process.

Bartholm Trade is typically used by finance leads, controllers, and treasury staff responsible for cash and working capital decisions. Dashboards and reports are structured so they can also be shared with leadership for broader visibility.

Bartholm Trade generates recommendations and surfaces options — your team retains full control over which actions are actually executed. The platform is designed to support decision-making, not replace the judgment of your finance function.

Data handling practices and security measures are detailed in our Privacy Policy and Terms of Service. We encourage every prospective client to review these documents and raise any specific security questions directly with our team before onboarding.

Integration capability depends on the systems you currently use. During onboarding, our team reviews your existing software stack to determine the best way to connect your data sources to the platform.

Bartholm Trade is built primarily for small and mid-sized businesses with enough transaction volume and cash complexity to benefit from structured liquidity analysis, but without the resources to run a dedicated in-house treasury function.

Pricing depends on the scope of your implementation and the size of your organization. Reach out to our team for a conversation tailored to your specific situation.

The best first step is to speak with our team about your current liquidity setup. From there, we can outline what an implementation would look like for your organization.